The cost of routine eye exams and prescription eyewear can be of real concern, especially for large families. In many cases, vision insurance can lower these annual expenses.
A vision insurance policy is not the same as health insurance. Regular health insurance plans protect you against financial losses due to unexpected eye injuries or disease. Vision insurance, on the other hand, is a wellness benefit designed to provide routine eye care, prescription eyewear and other vision-related services at a reduced cost.
Because we provide both medical and routine eye care, we accept a number of insurance plans to help cover the cost depending on your individual needs. Here are just some of the plans that we accept:
We accept the vast majority of medical plans
We have the largest number of coverages in Vision Plans
Individuals can buy a vision benefit plan. Vision insurance plans may be available through your place of employment, school district or through social plans like Medicare or Medicaid.
Indemnity health insurance is traditional insurance, which allows policyholders to access medical providers of their choice. Vision insurance is often a value-added benefit included in indemnity health insurance plans, health maintenance organization (HMO) plans and plans offered by preferred provider organizations (PPOs).
An HMO health plan requires its members to access health care only from HMO providers. HMOs provide health care services to plan members at discounted rates. HMOs include a range of health care professionals – doctors, laboratories and hospitals.
A PPO is a network of health care professionals who provide health care services to membership at discounted rates. Plan members may use out-of-network providers, but they usually will pay more for the services rendered.
Vision insurance comes in two forms, a discount vision plan or a vision benefits package.
Discount Vision Plan – Eye care at fixed discounted rates after an annual premium or membership fee and a deductible are paid.
Vision Benefits Package – Usually, a vision benefits package requires an annual premium or membership fee, a yearly deductible for each enrolled member and a co-pay each time a member accesses a service.
Discount vision plans and vision benefits packages are custom-designed to meet the different requirements of a wide range of customers, such as unions, big, mid- size and small companies and school districts.
Standard Vision insurance usually includes the following services and products:
Usually, services acquired from network providers are more affordable than services from out-of-network providers.
Astigmatism is a condition where your cornea (the clear front part of your eye) has an irregular shape, which can cause blurry or distorted vision. Toric contact lenses have a specific shape that helps compensate for the irregularity of your cornea, providing clear vision
As a service to our patients, we are pleased to offer the CareCredit card, the nation's leading patient payment program. CareCredit lets you begin your procedure immediately - then pay for it over time with low monthly payments that are easy to fit into your monthly budget.
Professional healthcare clinic that specializes in eye vision problems and eye diseases.
Write us: Family_eyecarepro@hotmail.com
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